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Business
Take a business loan to fund expansion before reaching profitability
Mid-term — 6 months to 2 years
Context
Business is growing but we're not profitable yet. A lender came through with an offer that would fund 6 months of expanded operations. The problem is repayments start in 90 days regardless of how revenue tracks.
Goal
Work out if this actually solves the problem or just adds fixed pressure on top of an already unpredictable revenue situation.
Analysis dimensions — pre-configured
Reversibility15
Upside Potential55
Downside Severity75
Downside Likelihood55
Dependency Risk65
Long-Term Alignment50
Sky bars indicate dimensions working in the decision's favor. Gray bars highlight areas of elevated risk or cost.
Run this scenario through the full structured analysis — blindspots, second-order risks, and a complete Decision Strength Index.
Run this analysis →Free · pre-loaded with this scenario · takes about 2 minutes